Maternity Claim Benefit Cost

Maternity Benefit Claim Cost

Concept

Pregnant female employees are entitled to extended leave credits with “full pay” during pregnancy. The benefit amount varies in the event of a miscarriage, or emergency termination of pregnancy, and depending on the mother’s family status.

Benefit

The Philippine Maternity Leave Law mandates that the Social Security System (SSS) provide eligible SSS female members with a cash payment equal to 100% of their average daily wage credit. Paid time off may be taken for a defined number of days each year, as set out under the Philippine Laws: 

1. 105 days for live childbirth, regardless of if it’s a normal or cesarean delivery.
2. 120 days for a solo parent who is giving birth, that is 105 days plus additional 15 days.
3. 60 days for women who had a miscarriage or emergency termination of pregnancy.

Cost Shouldered by Philippine Social Security System

The Philippine Social Security System (SSS) is liable to pay the maternity benefit claim for the periods mentioned above, but only to the required maximum amount listed below. 

1. Normal/Cesarean Delivery = P 70,000
2. Solo Parents = P 80,000
3. Miscarriage/Abortion/Stillbirth = P 40,000

Cost to Employer

The “Salary Differential” is the difference between the employee's full wage for the maternity leave period and the benefit claim shouldered by the SSS.

Unlike some other countries around the world, the maternity benefits paid by the SSS have maximum limits, so for the employee to receive a full salary during her maternity period, the balance will be billed to the client – The differential is either billed in one payment or can be divided into 3 monthly payments depending on the preference of the client.

Illustration

Sample: A Pregnant Female Employee with a monthly salary package of P 32,000 takes on maternity leave for 105 days (Normal Delivery).

In this case, the agreement is to bill the client in 3 months to cover the full cost of the salary differential. 

Slight variations may exist on monthly charges due to FX rates. 

Please contact the Business Development Manager (BDM) / Billing for any clarifications.

• Related Articles

• Maternity Claim Benefit

  SSS Maternity Benefit Claim What is Social Security System (SSS) Maternity Benefit? SSS members unable to work due to delivery, miscarriage, or emergency termination of pregnancy, including stillbirth, are eligible for a daily cash allowance under ...

• Cut-offs & Pay Days

  Payroll Cut-offs and Pay Days Payroll Period Government Benefit Deductions Payroll Payout 1st -15th of the month SSS 20th of the month 6th – end of the month PHIC and HDMF 5th of the month Note: In the event that payroll payout falls on a weekend, as ...

• EastWest Healthcare Schedule of Benefits

  EastWest Healthcare Schedule of Benefits Attached is the EastWest Healthcare Schedule of Benefits.

• HMO Billing to Clients

  HMO Billing to Clients HMO is a private organization that provides health insurance to employees and cooperates with health care providers such as hospitals, clinics, doctors, etc. This benefit is usually given to the staff upon his/her start date or ...

• Billing to Clients

  Billing to Clients Customers may be new to doing business internationally. This training is meant to identify the considerations for clients and to help them make the transition. Our Billing Our invoices usually consist of the following items: Salary ...